The AI does the reading and the gap analysis. A licensed broker handles the coverage. No generalist runaround, no week-long waits.
Drop in any MSA, SOW, or service agreement — PDF or Word. No reformatting needed.
Claude reads every insurance clause and pulls every limit, endorsement, and additional insured name — with a confidence score on each field.
See a structured summary of what the contract actually requires. Flag anything the AI was uncertain about before proceeding.
Fennel compares requirements against your existing policies and tells you exactly what's missing — in plain English.
A licensed Fennel broker places the exact coverage your contract requires with an A-rated carrier — and confirms your annual premium upfront.
Once your policy is bound, Fennel emails the ACORD 25 COI directly to your client's procurement contact. Done.
Traditional brokers weren't built for the pace of modern consulting. We were.
Client sends the MSA. You scan the insurance section — it requires $2M GL, $1M E&O, an additional insured endorsement, and waiver of subrogation. You have no idea if your current policy covers this.
You call your broker. They say they'll "look into it." You wait. The contract signing deadline passes.
You finally get a quote — but it's $6,000/year for coverage you only need for one client. You're not even sure it matches what the MSA required.
The client's procurement team says the COI doesn't list them as additional insured correctly. You start over.
Still not sure? Here's what consultants ask most often before signing up.
Most enterprise clients require it — and they require specific coverage. The right limits, the right endorsements, the right additional insured language. Without it, you can't sign the contract. With Fennel, you know exactly what's required before you even ask for a quote.
GL + E&O for a solo consultant typically runs $1,500–$2,500/year depending on revenue and state. Fennel shows you the coverage your contract requires, and a licensed Fennel broker confirms your exact annual premium before anything is bound — no guesswork, no weeks of back-and-forth.
Yes. Your contracts are parsed privately and never shared with third parties. Documents are stored encrypted and accessible only under your account. See our privacy policy for the full details.
Claims are handled directly by our A-rated commercial carrier. Fennel provides all your policy documentation and helps you initiate the process — you're never navigating an 800 number alone.
General Liability is available in all 50 states. Professional Liability (E&O) is currently available in 39 states. We surface availability before you start your application — no surprises after the fact.
Free gives you 3 COI exports to try the product. Pro ($29/mo) is for active consultants — unlimited COIs, renewal alerts, larger contract limits (up to 100 PDF pages, 100 parses/day). Agency ($79/mo) adds multi-user seats, 200 parses/day, and third-party COI tracking for firms managing multiple practitioners.
Start free. Upgrade when you land your first enterprise client. Insurance premiums billed directly by the carrier — Fennel earns a broker commission.
Try Fennel before your first engagement.
For active consultants running multiple client engagements.
For boutique consulting firms managing multiple practitioners.
Free to start. Upload your first contract and see exactly what it requires. No credit card, no commitment.
Insurance premiums billed directly by the carrier. Fennel earns a broker commission.